There are plenty of reasons to be skeptical about health-care reform. But why are insurance companies (and their lobbyists) crying "unfair" about the possibility of a federal insurance plan? They say they can't possibly compete with a taxpayer-subsidized insurance program. Why not? Have taxpayer-subsidized Penn State and Pitt driven Carnegie Mellon and Allegheny College out of business? Is Fox TV going bankrupt because it can't compete with PBS?
If a government insurance program will be designed and administered by idiots, what are the insurance companies afraid of? Putting the government plan out of business should be easy.
Perhaps there's another reason why insurance companies are crying, "unfair." Competition from a federal insurance plan may force them to reduce their administrative costs (including executive compensation), prevent them from altering physician/patient decisions and end offensive and immoral practices, like "rescission of coverage" when a policyholder becomes seriously ill.
Let's put our faith in free enterprise -- by adopting a taxpayer-funded plan and challenging private insurers to put it out of business. As George W. Bush would say, "Bring it on!"
Upper St. Clair