Care can be unaffordable even for the insured

As a recent college graduate in a transition stage between undergraduate and graduate school, I have undeniably seen the effects of our broken health-care system.

Fortunately, all of my life I have been covered under my parent's health insurance. After graduation, this luxury ended and I was forced to find my own insurance. I began looking for an option that was both affordable for me and that covered preventive care. I realized quickly this plan wasn't out there.

Since my interim job doesn't offer me insurance, I ultimately compromised and bought a catastrophic plan that I could afford. My deductibles are completely unrealistic and my plan does not offer any coverage for regular doctor visits. Therefore, even though I am not one of the "uninsured," I still can't afford the necessary doctor visits that keep me healthy. This means that if I do get sick I'll probably put off going to the doctor until it progresses to the point that I have no other choice.

As a pro-active, motivated, young individual, I cannot believe more people do not see the problem we have here. Denying people insurance opportunities for preventive care is not only less cost-efficient but is cruel and unfair. America needs a system that encourages the "young invincibles" like myself to buy into the market so that we can do our part by being covered and helping to drive down costs for everyone.

KYLIE VEVERKA
Shadyside